Group Life Assurance (GLA) provides life cover payable as a lump sum on the passing away of the member before retirement. GLA provides the member with the peace of mind that their family will be taken care of if they are no longer there to support them.

Permanent and Total Disability benefit pays a lump sum in the event of a permanent disability of the member before retirement. The purpose of this benefit is to protect the member against the loss of earning potential, if he or she becomes disabled and is unable to work. The Permanent and Total Disability benefit must be taken together with the Group Life Assurance benefit.

The Permanent Health Insurance benefit provides the member with a monthly income, in the event of them becoming disabled and unable to work. The benefit is payable until the member is able to go back to work or unable to work till retirement.

The Temporary and Total Disability benefit is a monthly benefit that is payable for a limited period. The purpose of this benefit is to protect the member against the loss of earnings or earning potential, if he or she becomes disabled and is unable to work for a limited period.

Event - Defined critical illness such as Cancer, Heart Attack, Coronary Artery Bypass Graft (CABG), Stroke, Major Organ Transplant, End Stage Renal Failure.

Critical Illness benefits provide cover for the costs associated with living with a life-altering illness by providing a lump sum payment on the first diagnosis of any one of the stated critical illnesses. The Critical Illness benefit must be taken together with the Group Life Assurance benefit.

The Funeral benefit pays out a lump sum in the event the employee, spouse, children or extended family member (if applicable) pass away before the retirement of the employee.

The following benefits are optional to Group Funeral:

Family Support	The Family Support benefit provides a lump sum on the passing away of the member. This helps the family deal with urgent costs associated with funeral expenses as well as assisting with the living expenses such as groceries following the loss of the breadwinner in the family.
Tombstone	The Tombstone benefit pays a lump sum should the employee pass away, to aid in providing a tombstone and for the cost of the unveiling ceremony.

Provides a lump sum to cover the cost of a funeral. There is an option to cover the policyholder, one spouse and a maximum of six children with a choice to add parents and parents in law as well as extended family members.

Event - Accidental Loss of Life or Impairment

Provides a lump sum payment on the accidental loss of life or accidental impairment of the policyholder.

Comprehensive cover providing a lump sum benefit on the occurrence of the policyholder passing away. There are additional benefits to choose from in the unfortunate event that the policyholder is unable to earn an income due to a Critical Illness, Physical Impairment and Permanent Disability.

Provides cover for the costs associated with living with a defined critical illness (such as Cancer, Heart Attack, Croronary Artery Bypass Graft(CABG), Stroke, Major Organ Transplant or End Stage Renal Failure) by providing a lump sum payment on the first diagnosis of anyone of the stated critical illness.

Provides a lump sum on the occurrence of these risk events to help provide for your child’s education even after you're gone.

Provides cover against unexpected events such as death, physical impairment and critical illness for the business owner, business partner and spouses.

• Corporates
• Small and Medium Enterprises
• Individuals

• In-patient / Major Medical Benefits
• • Hospital Benefits
  • Major Disease Benefits

• Out-patient / Day-to-day Benefits
• • Chronic Benefits
  • Medical care during pregnancy and after birth
  • Dentistry and Optometry Benefits
  • Acute Conditions Benefits

• International emergency evacuation

• Comprehensive cover, without shortfalls, for treatment of all life-threatening medical conditions.
• East Africa regional cover (Uganda, Rwanda, Burundi, Kenya, Tanzania and South Sudan).
• Generous benefits with high overall limits.
• Chronic medicine benefits including HIV.
• Cover is not limited to employees but may be extended to employees’ immediate family too.
• Transparent underwriting rules.
• International emergency evacuation.